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Embed the HECS/HELP Repayment Calculator on your site

Drop the free hecs/help repayment calculator into your website with one line of HTML. It stays up to date on its own, and every placement links back to 2Fin.

Australia·HELP / HECS repayment

Taxable income plus reportable super, reportable fringe benefits, net investment loss and exempt foreign income — broader than taxable income alone.

Compulsory repayment
$3,821
$147 a fortnight · 4.02% of your income
Repayment threshold
$69,528
Rate above $69,528
15%
Next $1,000 you earn costs
$150
Source:ATO· verified Jul 20262026-27 rates

Indicative only, not tax advice. This is the compulsory repayment the tax system collects — not your loan balance, indexation or voluntary repayments.

Let Fin plan your repayments with your pay

Free to start. Connect a bank or drop in a statement.

This is the live widget — exactly what your visitors see.

Add this calculator to your site

Free to use on your own site — drop this in wherever you like, and Fin keeps it up to date for you.

Embed code
<iframe src="https://ai2fin.com/embed/hecs-repayment-calculator" title="HECS/HELP Repayment Calculator by 2Fin" width="100%" height="620" style="border:0;max-width:480px;width:100%" loading="lazy"></iframe>
<p style="margin:4px 0 0;font:12px/1.4 sans-serif"><a href="https://ai2fin.com/tools/hecs-repayment-calculator" target="_blank" rel="noopener">Powered by 2Fin</a></p>

Each embed links back to 2Fin. General information, not tax advice.

Add it in three steps

  1. 1

    Copy

    Copy the one-line embed code above.

  2. 2

    Paste

    Drop it into your page’s HTML wherever you want the calculator.

  3. 3

    Done

    It loads instantly and Fin keeps the rates current — nothing to maintain.

A widget you can trust

Built to be a good citizen on your page — accurate, free, and low-maintenance.

Sourced & dated rates

Every figure is computed from published government rates, each cited to its authority with a verified date.

Free forever

No sign-up, no API key, no usage limits. Use it on as many pages as you like.

Always current

Fin updates the rates centrally, so your embedded widget never goes stale — nothing to maintain.

Privacy-friendly

The widget collects nothing from your visitors — it just does the maths in their browser.

General information, not tax advice. Rates for guidance — check specifics with the relevant authority.

Prefer the full calculator?

Open the complete hecs/help repayment calculator — with the worked example, method and common questions — or let Fin track it all for you automatically. Free to start, no card needed.

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Embed the HECS/HELP Repayment Calculator — Free Widget for Your Site | AI2Fin