LodgePro takes your return to the ATO, with a qualified accountant checking it before it goes. 2Fin does the twelve months before that, ready for whoever lodges — you, your registered agent or a service like LodgePro: reading every transaction as it arrives, working out the GST and tax treatment, and surfacing deductions while you can still act on them.
Built differently where it counts — here is how.
A lodgement service works with whatever you bring it in June. 2Fin reads transactions as they land, so a deduction you would have forgotten by then is flagged in the week it happened — while the receipt still exists and you still remember what it was for. 2Fin helps you find and organise potential deductions; always confirm eligibility with your accountant or tax authority.
LodgePro is a hosted service, which is what a lodgement service has to be. 2Fin also ships as a desktop app where your database and receipts are files in a folder you own, with an outbound record listing every request that ever left.
Every GST and tax treatment decision shows how it was reached, against the rule it came from. You can disagree with any of it and change it, which matters more than the figure itself when something is borderline. 2Fin helps you find and organise potential deductions; always confirm eligibility with your accountant or tax authority.
What did I spend on subcontractors this quarter? How does this year compare with last? Answers, rather than a report to build and then interpret.
The same situation, in both
It is the end of the financial year and your return needs lodging.
You gather the year’s figures and receipts, a qualified accountant checks the return, and LodgePro lodges it with the ATO — from A$120 a return.
The year is already sorted: every transaction categorised as it arrived, GST worked out per line, deductions flagged in the week they happened with the receipt attached — so whoever lodges, LodgePro included, gets an export rather than a shoebox.
LodgePro charges per return, from A$120 for self-lodgement up to A$300+ for business, trust and SMSF returns — see lodgepro.com.au for current figures. 2Fin is a subscription with a free plan, and paid tiers from US$23/month; it prepares the year rather than lodging it, so it sits beside a lodgement fee rather than replacing one.
Based on publicly available information. Competitor features and pricing may change — verify directly.
Three things you notice in the first week with 2Fin, whichever tool you are coming from.
A 3D calendar of every transaction in six layouts on every plan, and on ELITE+ an expense terrain, a pattern map and a cash-flow Sankey you can turn and zoom.
Interactive views →Each category projects where you will land from what you have spent so far, flags what is running ahead and suggests limits from your real spending — free.
Budget allocations →An Integrations API, API keys, signed webhooks and an MCP server, documented end to end — and invoices from any tool, tracked to paid.
For developers →Both are good tools — the right pick depends on what your business needs most.
2Fin is free to start. Premium is US$23 a month (US$222 a year), ELITE+ is US$42 a month (US$432 a year) and AUTO+ is US$54 a month (US$555 a year), billed in US dollars.
Hover, tap or tab to any underlined feature to learn more.
For getting every record in one place, at no cost.
Included
For employees and sole traders who want every deduction found and the busywork done.
Everything in Free, plus
For businesses and accountants who lodge, report and keep the books.
Everything in Premium, plus
For owners who want receipts and reports to arrive on their own.
Everything in ELITE+, plus
Swipe to see every plan
| Feature | FREEUS$0 | PREMIUMUS$23 / month | ELITE+US$42 / month | AUTO+US$54 / month |
|---|---|---|---|---|
| Capture | ||||
| Statement uploads into bucketsCSV, Excel or PDF. On the free desktop app, statements come in through the CSV import instead | Included | Included | Included | Included |
| Live feeds from your own sheet or bank-feed accountA Google Sheet, or a provider account you hold such as SimpleFIN or BankSync | Included | Included | Included | Included |
| Photo and PDF receipts, read and matchedRead in the language they are printed in | Not included | Included | Included | Included |
| Forward receipts by email | Not included | Not included | Not included | Included |
| Organise | ||||
| Transactions, categories and bills in one placeIncluding recurring payments | Included | Included | Included | Included |
| Upcoming bills, pay days and money you are owedPayments matched to what you are owed as they land | Included | Included | Included | Included |
| Budgets against what you actually spent | Included | Included | Included | Included |
| Travel and vehicle trips | Included | Included | Included | Included |
| Properties: what each one really costsRented, business and private parts | Included | Included | Included | Included |
| Automatic categories | Not included | Included | Included | Included |
| Your own categorising rules | Not included | Included | Included | Included |
| Spending and bills analytics | Not included | Included | Included | Included |
| Views by project, client or tax purposeCalled Lenses in the app; the Properties lens is built in on every plan | Not included | Not included | Included | Included |
| Tax | ||||
| Tax analysis that knows your situation | Not included | Included | Included | Included |
| Tax exports, including ATO myDeductions | Not included | Included | Included | Included |
| Tax reports and summaries | Not included | Not included | Included | Included |
| BAS, VAT and GST statements | Not included | Not included | Included | Included |
| Asset register, depreciation, profit & loss and TPAR | Not included | Not included | Included | Included |
| Property write-offs and scheduleDepreciation, capital works, a schedule for your accountant | Not included | Not included | Included | Included |
| Automate | ||||
| Ask Fin about your money | 25 messages a month | Unlimited | Unlimited | Unlimited |
| Fin reads the files you upload | Not included | Included | Included | Included |
| Fin, your assistant, with its own workspace | Not included | Not included | Included | Included |
| Your week in review, on the dashboard | Included | Included | Included | Included |
| Signed webhooks for Zapier, Make and n8n | Not included | Not included | Not included | Included |
| Reports emailed on the schedule you set | Not included | Not included | Not included | Included |
| Share | ||||
| Push to Google Sheets, Excel, Notion or AirtableBank-feed transactions included | Not included | Not included | Included | Included |
| Send transactions to Xero or QuickBooks OnlineCoded, with the receipt attached | Not included | Not included | Included | Included |
| Practice workspace for accountantsYour clients can be on any plan | Not included | Not included | Included | Included |
| Connect Claude or ChatGPT, with the access you approveWhat they can read follows your plan | Included | Included | Included | Included |
| Desktop app, with your data on your machine | Included | Included | Included | Included |
Enterprise-grade data control is the default here — on every plan.
Your records can stay on your own machine or in your own cloud, telemetry stays off unless you turn it on, and Fin keeps an auditable record of everything it sends. Enterprise adds the people and the paperwork: dedicated support, custom deployment and reviews for large-scale operations.
Verify it yourself2Fin gets the return ready and you lodge it, or your registered tax agent does. It organises your transactions, works out GST and tax treatment, prepares your BAS, and produces the exports you or your agent lodge from. If you would rather a service lodged for you, with a qualified accountant reviewing first, LodgePro does exactly that, and the two fit together well. 2Fin helps you find and organise potential deductions; always confirm eligibility with your accountant or tax authority.
That is the combination that makes most sense. Use 2Fin through the year so your records are already categorised, your GST is worked out and your deductions are surfaced, then take the export to LodgePro — or to your own accountant — at lodgement time. The work each does barely overlaps.
The twelve months beforehand. Transactions are read as they arrive rather than collected at the end, so a deductible purchase is flagged in the week it happened, GST treatment is decided per transaction with the reasoning shown, and you can ask what you spent on something without building a report. 2Fin helps you find and organise potential deductions; always confirm eligibility with your accountant or tax authority.
A lodgement service has to hold your data — it is submitting on your behalf. With 2Fin you choose where it lives, and on the desktop app it stays with you: your database and receipts are files in a folder you own, there is no account to create on the free plan, and the app shows an outbound record of every request that has left. A Sovereign setting stops all of it.
It handles the records behind all of those: each property with its rented, business and private shares (and, on ELITE+, a rental schedule for your accountant), capital purchases through an asset register, and the transactions behind a sole trader schedule, with exports covering them. You, your agent or a lodgement service then lodge from those figures. 2Fin helps you find and organise potential deductions; always confirm eligibility with your accountant or tax authority.
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